Skip to main content

FAQs

Are Habitat for Humanity homes given to the new homeowner?

No, Habitat is a hand-up program, designed to assist the family in becoming a homeowner. Thus the partner family purchases the home through a multi-year mortgage, which is paid each month by the homeowner. However, because the home is constructed through volunteer labor and sold with a zero-interest mortgage, the total cost to the homeowner is reduced substantially.

What does a Habitat home cost in Nodaway County?

The cost of each home varies on the construction cost of the home and the overall value of the property. However, Homes previously constructed have an average monthly house payment of around $250. Additionally, as with any other homeowner, the annual costs of homeowners insurance and taxes are also included (escrowed) so the homeowner is not required to come up with those funds at the end of the year. With taxes and insurance, the total monthly payment is around $375.

What are the components of a Habitat home in Nodaway County?

The homes are designed based on the size of the family. However, they are generally about 1,200 square feet homes, built either on a concrete slab or crawlspace, depending on the layout of the building lot. All Habitat homes have at least three bedrooms and include all new appliances. Carports or garages are NOT included in the construction of a Habitat home.

Can I have a job and qualify for a Habitat home?

Because Habitat homes are purchased by the partner family through a monthly mortgage payment, it is expected that that they will have employment or other regular, identifiable income. Habitat is designed to assist potential homeowners who make too much to qualify for government financial benefits and whose income is not sufficient to qualify for a conventional home loan through a bank or other institution.

Are partner families allowed to personalize the home or have input on the house plan?

Although the needs of the partner family, as well as the lot location and layout are considered in the house design, the design is determined by the Habitat Board. Habitat owns the home and makes all decisions until the house is constructed and sold to the partner family. The partner family is allowed to make certain choices regarding colors, flooring and shingles. The family also is allowed a financial allowance to personalize the home with items such as ceiling fans.

How do I apply to be a Habitat homeowner?

Habitat for Humanity of Nodaway County accepts applications from potential partner families when its selection process begins. Watch this website, our Facebook page and local media for more information. Applicants must attend an information meeting where the Habitat process is explained and applications are provided.

Contact us at nodawayhabitat@gmail.com for more information. 

Comments

Popular posts from this blog

Habitat for Humanity of Nodaway County accepts donation from SSM Health St. Francis Hospital

SSM Health St. Francis Hospital recently presented a donation of $5,000 to Habitat for Humanity of Nodaway County.

Pictured left to right are members of the Habitat for Humanity of Nodaway County Board of Directors Rex Brod, Kyle Garrett, Mark Hornickel and Linda Gray Smith, SSM Health St. Francis Hospital President Mike Baumgartner, and Habitat Board members Georgia Espey, Amber Robinson and Jonathan Mitchell

Habitat for Humanity of Nodaway County is a non-profit, nondenominational Christian housing ministry that seeks to eliminate poverty housing and invites people from all walks of life to work in partnership to build houses with individuals and families in need. It offers partner families an opportunity to help themselves, to own a decent, affordable home of their own, which they pay for and maintain.

Habitat for Humanity of Nodaway County celebrated the completion of its 10th home in November for the family of Chandra White in Maryville.

Partner families invest hundreds of hours…

Habitat for Humanity of Nodaway County announces family for 10th home project

Habitat for Humanity of Nodaway County will partner with Chandra White to build its 10th home this year in Maryville.

Habitat for Humanity of Nodaway County’s Executive Board recently approved her application and surprised White with the news on Monday morning during a gathering at First United Methodist Church in Maryville.

White is a single mother of two children – Bryla, 11, and Karsen, 8. A recent divorcĂ©e, White and her children currently live in a two-bedroom apartment, and renting a three-bedroom apartment is not a viable option for them. White is employed by the Children’s Division of the Missouri Department of Social Services.

When construction of their new three-bedroom home is complete, White will purchase the home with a zero-interest loan. Habitat and its volunteers will build the home at 416 S. Vine in Maryville.
“I’m very shocked, very excited and very happy,” White said after the announcement.

Board members presented White with flowers as well as books for her childre…

Habitat for Humanity of Nodaway County dedicates 10th home

Habitat for Humanity of Nodaway County celebrated the completion of its 10th home and its new owners during a dedication ceremony Nov. 4, 2018.

The new home is located at 416 S. Vine in Maryville.

Habitat for Humanity of Nodaway County named Chandra White, a single mother of two children, as its latest partner at the conclusion of an application process earlier this year. Construction on the three-bedroom home began last spring, and White is purchasing the home with a zero-interest loan.



Habitat for Humanity of Nodaway County is a non-profit, nondenominational Christian housing ministry that seeks to eliminate poverty housing and invites people from all walks of life to work in partnership to build houses with individuals and families in need. It offers partner families an opportunity to help themselves, to own a decent, affordable home of their own, which they pay for and maintain.

Partner families invest hundreds of hours of “sweat equity” into building their homes and the homes of…