Skip to main content

FAQs

Are Habitat for Humanity homes given to the new homeowner?

No, Habitat is a hand-up program, designed to assist the family in becoming a homeowner. Thus the partner family purchases the home through a multi-year mortgage, which is paid each month by the homeowner. However, because the home is constructed through volunteer labor and sold with a zero-interest mortgage, the total cost to the homeowner is reduced substantially.

What does a Habitat home cost in Nodaway County?

The cost of each home varies on the construction cost of the home and the overall value of the property. However, Homes previously constructed have an average monthly house payment of around $250. Additionally, as with any other homeowner, the annual costs of homeowners insurance and taxes are also included (escrowed) so the homeowner is not required to come up with those funds at the end of the year. With taxes and insurance, the total monthly payment is around $375.

What are the components of a Habitat home in Nodaway County?

The homes are designed based on the size of the family. However, they are generally about 1,200 square feet homes, built either on a concrete slab or crawlspace, depending on the layout of the building lot. All Habitat homes have at least three bedrooms and include all new appliances. Carports or garages are NOT included in the construction of a Habitat home.

Can I have a job and qualify for a Habitat home?

Because Habitat homes are purchased by the partner family through a monthly mortgage payment, it is expected that that they will have employment or other regular, identifiable income. Habitat is designed to assist potential homeowners who make too much to qualify for government financial benefits and whose income is not sufficient to qualify for a conventional home loan through a bank or other institution.

Are partner families allowed to personalize the home or have input on the house plan?

Although the needs of the partner family, as well as the lot location and layout are considered in the house design, the design is determined by the Habitat Board. Habitat owns the home and makes all decisions until the house is constructed and sold to the partner family. The partner family is allowed to make certain choices regarding colors, flooring and shingles. The family also is allowed a financial allowance to personalize the home with items such as ceiling fans.

How do I apply to be a Habitat homeowner?

Habitat for Humanity of Nodaway County accepts applications from potential partner families when its selection process begins. Watch this website, our Facebook page and local media for more information. Applicants must attend an information meeting where the Habitat process is explained and applications are provided.

Contact us at nodawayhabitat@gmail.com for more information. 

Comments

Popular posts from this blog

Habitat for Humanity of Nodaway County announces partnership with 13th family, 11th home construction

Lisa and Waylon Sanders thought they were meeting Thursday night with Habitat for Humanity of Nodaway County executive board members to discuss their application to become the next owners of a Habitat home. Instead, surrounded by friends of the Sanders family and Habitat board members, Linda Smith, the president of Habitat for Humanity of Nodaway County, informed the Maryville couple that no more discussion was needed and they had been selected as Habitat’s partner family for 2022-23. Lisa was overcome with emotion as Waylon embraced her and the crowd surrounding them at First United Methodist Church in Maryville applauded the announcement. Lisa and Waylon are married with nine children – eight boys and one daughter – between the ages of 25 and 6. Five of the children live with Lisa and Waylon in the four-bedroom home they currently rent in Maryville. Lisa, who works at Kawasaki Motors Manufacturing Corp., and Waylon, who is employed with Laclede Chain, have wanted a home of their

Habitat for Humanity of Nodaway County dedicates home to 12th partner family

Habitat for Humanity of Nodaway County and community members gathered today to celebrate their partnership with the McCoy family and dedicate their new home.  With Habitat’s assistance, the family took ownership of a new three-bedroom home at 114 W. Lincoln St. in Maryville. With Pastor Kim Mitchell of First United Methodist Church in Maryville providing a blessing, the dedication also included presentations to the McCoy family of a Bible by the Optimist Club of Maryville, toys from Toys for Tots, quilts from the Caring Quilters and the Crazy Quilters of First United Methodist Church, and the planting of a tree from the Maryville Garden Club.  Enhancing this year’s building project is a partnership forged by Habitat for Humanity of Nodaway County with the Maryville R-II School District and its building trades program at the Northwest Technical School. The boards of Habitat for Humanity of Nodaway County and the Maryville R-II School District approved a memorandum of understanding in Ap

Habitat for Humanity of Nodaway County dedicates home for 14th partner family

Habitat for Humanity of Nodaway County celebrated its partnership with its 14th partner family during a dedication ceremony today. The home, which was completed in 2021 as the local Habitat affiliate’s 11th home construction, is located at 114 W. Lincoln St. in Maryville. Brandon and Sara White – with their daughters Bella, Lexi and Jules – now have taken ownership of the three-bedroom, one-bathroom home with a zero-interest loan. Additionally, the family received a Bible from the Maryville Optimist Club and a quilt from the Caring Quilters of First United Methodist Church in Maryville, among other gifts from Today’s Civic Women, Blue Willow Boutique and A&G Restaurant. Sparkle and Shine Smith Cleaning conducted a complimentary cleaning of the home. Pictured left to right are Lexi, Bella, Brandon and Sara White; Jules White is not pictured. For the Whites, their Habitat home represents a brighter future and a place to grow their roots in Maryville. “We’ve had some health